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2011 Healthcare Reform and Medicare

This downloadable (PDF) brochure provides a variety of Medicare information for Arkansas residents, including definitions, enrollment information, and SHIP contacts.

2011 Medicare Rate Guide

This online guide from the Alaska Division of Insurance helps readers to evaluate Medicare choices, providing an overview of Medicare plans, a guide to shopping for Medigap plans, consumer protection tips, and more.

Additional Prescription Assistance Programs (Virginia)

List of prescription assistance programs in Virginia, areas served, and contact information. Includes low-income subsidy through Social Security, state pharmacy assistance, prescription drug discount, state-wide company sponsors.

Adult Protective Services

This program works on behalf of elderly Arkansas residents who may become the victims of neglect or abuse, or have dementia and neglect their own needs.

Aging Disability Resources Centers by County (West Virginia)

Links to ADRC’s, which  provide information on Medicare-funded programs, their benefits, assistance determining eligibility and enrolling. Includes Medicare Savings Programs and extra help with Medicare Part D  costs. Also connection to other aging services in West Virginia.

Aging Services providers by West Virginia county

Directory of aging services programs such as Medicare counseling, homemaker services, discounted meals, in-home respite care.

Aging Waiver

Aging Waiver is a Utah state program to help frail seniors stay in their homes.  Site provides information on eligibilty, enrollment and services.

Alabama Department of Senior Services

Medicare resources (state health insurance assistance program) and more for Alabama’s older population.

Alabama Department of Senior Services

This is an online document that contains links to the Alabama State Health Insurance Program, (SHIIP) and the Senior Medicare Patrol (SMP).

Alabama Medicaid Agency

The state/federal program that pays for medical and long-term care services for low-income pregnant women, children, certain people on Medicare, disabled individuals and nursing home residents – has income and other requirements.

Alaska – Kaiser State Health Facts

Information about Alaska’s aged and disabled Medicare beneficiaries, such as enrollment, demographics (age, gender, race/ethnicity), spending, other sources of health coverage, managed care participation, and use of services.

Alaska Department of Administration: Retirement and Benefits

This State of Alaska Web site provides Medicare information for the state’s residents, including links to the official Medicare site and contact information to reach elected officials.

Apply for Medicare benefits on-line

Site provides information on applying for Medicare benefits in Vermont and a link to a tool to apply.

Are You Missing Out on Benefits?

This flyer from the Coalition of Wisconsin Aging Groups (CWAG) offers a free benefits checkup to Wisconsin residents and referral to benefit and financial assistance information.

Area Agencies on Aging

Find a local agency in any Arizona county that can direct you to a variety of services specifically for the elderly.

 

Area Agencies on Aging directory – Utah

Directory of Area Agencies on Aging by location in Utah. Includes contact information. Area Agencies on Aging help link seniors to aging services and help determine eligibility.

Area Agency on Aging locator for Virginia

Search by zip code to find your Area Agency on Aging in Virginia.

Area aging services – Virginia Navigator

Search by keyword and zip code for specific services to include: assistive technology, bill paying services, caregiver support, credit counseling, health care and insurance, homemaker/chore/companion services, Medicaid and other state programs, nutrition/food assistance, respite care, personal care, self advocacy.

Arizona Senior Medicare Patrol Program

The Senior Medicare Patrol (SMP) utilizes retired professionals as volunteers in the education of their Arizona peers in safeguarding the Medicare and Medicaid programs.

 

Arizona State Health Insurance Assistance Program (SHIP)

A free health benefits counseling service for Medicare beneficiaries, families or caregivers. For more information, you can contact the statewide hotline 24 hours a day at 1-800-432-4040. Leave a message and a SHIP Volunteer will call you back.

 

Arkansas Senior Health Insurance Information Program (SHIIP)

Arkansas’ Senior Health Insurance Information Program (SHIIP) is a health insurance information program that provides free one-on-one counseling, education, and information to individuals with Medicare of all ages.

AZ Links Screening Tool

Fill out this online form, answer 13 questions and find out what services are available to older Arizonans and disabled adults.

 

Benefits CheckUp

An on-line tool to determine what Medicare benefits and Medicare wrap-around benefits you are eligible for in West Virginia.

 

Bill paying services (Virginia)

Bill paying services are for older adults or people in Virginia with disabilities who need help with budgeting or paying bills.  List of programs and services, associated costs and link to more information.

Bridging the Gap 2012

Brochure explaining Medicare supplemental plans and the companies that sell them in Arkansas.

California Health Advocates

This a non-profit organization is dedicated to Medicare advocacy and education, providing information about Medicare benefits and long-term care for people who live in California.

Case Management Agencies in West Virginia

The west Viginia Bureau of Senior Services provides a directory of aging services programs that address issues such as nutrition, home-based care, basic living needs, and referral to Medicare-funded senior services.

 

Centers for Medicare and Medicaid Services

The page, from the Centers for Medicare & Medicaid Services (CMS) offers information about Medicare and other resources and focuses on the American Indian or Alaskan native.

Centers for Medicare and Medicaid Services

This is a pdf. fact sheet provided by CMS. Each state is listed.

Coalition of Wisconsin Aging Groups

Links to resources for seniors including Wisconsin Senior Medicare Patrol (Advocate in cases of Medicare fraud); a prescription drug  hotline, and legal services for citizens 60 and over.

Colorado Senior Health Insurance Assistance Program

Colorado Senior Health Insurance Assistance Program (SHIP) provides free counseling for Medicare beneficiaries with questions about Medicare.

Congress of California Seniors

The Congress of California Seniors focuses on legislative and consumer issues that impact older adults and serves as a major progressive voice for seniors, their families and their communities.

Congress of California Seniors Health Care Page

The Congress of California Seniors site offers basic information about Medicare and helpful tips on buying insurance.

Connecticut CHOICES Program

Connecticut CHOICES Program – provides free counseling for Medicare beneficiaries with questions.

Directory by county of Aging and Disability Resource Centers

Link to centers that provide information on local services and resources like in-home care, respite, senior and low-income housing, counseling on long-term care options, financial assistance with Medicare, Medicaid and other financial support, as well as help determining eligibility and enrolling. Medicare-funded programs, their benefits, assistance determining eligibility and enrolling.

Disability Benefit Specialist Program

The Wisconsin Department of Health Services Disability Benefit Specialist Program answers questions and solves problems related to Medicare, Social Security, health insurance and other public and private benefits for people with disabilities.

Division of Health Care Financing and Policy – Medicaid

Division of Health Care Financing and Policy – Medicaid works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited resources.

Educational programs on Medicare fraud

A schedule of presentations on Medicare fraud for Vermont consumers, including descriptions of topics and link to locations and times.

Frequently Asked Questions on aging services

This site, posted by the Utah Department of Human Services, provides information on adult protective services, health insurance information, legal services  and nutrition counseling. Answers questions about eligibility, services, and where to go to to tap into the  service.

Guide to Buying Medicare Supplement and Advantage Plans (PDF)

This guide, from Rhode Island’s Department of Human Services, helps consumers decide what health coverage fits them best, and provides an overview of Medicare plans, benefits, out-of-pocket costs, etc.

HealthInsight

HealthInsight is the peer review organization serving the State of Utah.Peer Review Organizations are non-governmental, physician-sponsored organizations contracted with Medicare to monitor the hospital Prospective Payment System and perform utilization and quality review functions.

Help for Texans

Contacts to help Texas residents locate Department of Aging and Disability Services (DADS) in their area.

HSAG Medicare Consumer Information

The Health Services Advisory Group helps health care organizations improve quality and provides information for Medicare consumers on its Web site.

I-CARE Brochure

Details on the Insurance Counseling Assistance and Referrals for Elders program, a government health insurance counseling service for individuals seeking information about South Carolina health insurance programs.

Identifying and reporting Medicare fraud in Washington State

Examples of insurance fraud; tips to protect yourself from Medicare Part D and Advantage fraud; contacts and instructions for reporting fraud.

In-home services

The Utah Department of Human Services provides this list of  services that may be available, such as homemaker, chores, adult day care); eligibility and contact information.

Insurance Counseling Assistance and Referrals for Elders (I-CARE)

Educates and assists South Carolina Medicare beneficiaries, those eligible for Medicare, and caregivers about Medicare, Medicaid, Medigap, pharmacy assistance programs, and other issues related to health insurance benefits.

Insurance Programs (Utah Department of Human Services)

This site provides an overview of Medicare A, Medicare B, supplements to Medicare, downloadable supplemental insurance, home- and community-based waivers, low-income Medicare beneficiary program, qualified Medicare beneficiary program, and long-term care insurance.

Insurance Resource for Medicare Beneficiaries

A guide to Medicare resources in Texas, compiled by the Texas Department of Insurance. Includes information about prescription drug coverage, Medicare fraud, Medicare Advantage, and other counseling information.

Iowa’s Senior Health Insurance Information Program

Iowa’s Senior Health Insurance Information Program – can provide answers to questions on Medicare, Medicare supplement insurance, long term care insurance and other health insurance issues.

Kansas Medicare

Wheatlands Administrative Services, a new subsidiary of Blue Cross and Blue Shield of Kansas, conducts Medicare business on behalf of the state.

Know Your Medicare Rights

A toolkit that allows South Carolina Medicare recipients to track information about their plans to reduce chances of being a victim of fraud.

List of Senior Health Insurance Program Sites

This list, on Rhode Island’s Division of Elderly Affairs web site, provides the names and contact information for Senior Health Insurance Program (SHIP) sites in Rhode Island.

Long Term Care Ombudsman

A service that aids Arkansas nursing home residents.

Long Term Care Ombudsman Program

South Carolina’s program to advocate for residents in long term care facilities.

Long-Term Care Insurance

This web page, found on the Pennsylvania Insurance Department’s web site, provides detailed information about long-term care in Pennsylvania, including FAQs, a list of insurance companies selling long-term care plans, information about Pennsylvania’s Act 51 (granting the right to appeal an insurance company’s determination when a benefit trigger is not met), and other consumer resources.

Long-term care insurance – Utah

This site provides information on long-term care insurance in Utah to include costs, long-term care insurance policies, benefits, consumer protections, and tips on choosing a long-term care policy.

Long-term ombudsman

The Long-Term Care Ombudsman (LTCO) seeks resolution to problems and advocates for the rights of residents of Utah long-term care facilities. This site enables you to find an ombudsmen near you.

Medicaid in New York State

Medicaid in New York State works in partnership with the Centers for Medicare & Medicaid Services to assist in providing quality medical care for eligible individuals and families with low incomes and limited resources.

Medicaid Information for Senior Citizens

Medicaid eligibility for seniors.

Medicare Advantage Plans

Explains Part C of Medicare.

Medicare Advantage plans in Washington state by county for 2011

Medicare Advantage plans in Washington state, searchable by county for 2011

Medicare Advantage plans in Washington state by county for 2012

Medicare Advantage plans in Washington state, searchable by county for 2012.

Medicare Advantage plans in Wisconsin

Options under Medicare Advantage plans in Wisconsin, including Medicare Advantage prescription plans; where to go for help, and complain form.

Medicare coverage

Find out if Medicare covers your test, item, or service in Wyoming.

Medicare Enrollment information – Washington State

Gives guidelines to help chose best plan, helpful phone numbers, access to Medicare & You Handbook, and referral to Medicare Extra Help program, Medicare counselors, and other resources.

Medicare Help in Vermont

This site lists all Vermont Area Agencies on Aging and provides contact information. Area Agencies on Aging help seniors locate Medicare programs, determine eligibility and enroll. Also provided educational programs on enrolling in Medicare including Medicare Part D.

 

Medicare in Nevada

SHIP Volunteers offer FREE one-on-one assistance-and-counseling with respect to many problems seniors encounter regarding Medicare, supplemental health insurance and long-term care options.

Medicare information from California State Department of Aging

State government resources for Californians needing help with Medicare and other government health insurance programs on federal, state and local levels.

Medicare information from California State Department of Aging

State government resources for Californians needing help with Medicare and other government health insurance programs on federal, state and local levels.

Medicare Information Office – Alaska Senior and Disabilities Services

This site provides one–on–one counseling to Medicare beneficiaries and their families and education about how to spot and report Medicare errors, waste and fraud.

Medicare Open Enrollment Events 2011

A list of Arkansas locations where Medicare recipients can enroll in Medicare and get information and supplemental plans and alternatives.

Medicare Part A and B

General information and contacts for South Carolina Medicare recipients.

Medicare Part D

Explains the prescription drug benefit under Medicare.

Medicare Part D and C

Help with Medicare Part D, prescriptions and the low-income subsidy.

Medicare Part D Help

List of assistance by South Dakota county.

Medicare Premium Amounts for 2011

This resource from the Arizona Department of Economic Security explains how much you’ll pay in different situations for Medicare premiums.

Medicare Premiums, Deductibles for 2012

A comprehensive list of out-of-pocket charges for Arkansas Medicare beneficiaries.

Medicare Savings Programs

Ways to help pay for the costs of Medicare coverage and medical care for elders.

Medicare Supplement

This webpage, found on the Pennsylvania Insurance Department’s website, contains information on the Medicare Supplement plans available in Pennsylvania, deductible information, and benefits covered by each plan.

Medicare Supplement (Pennsylvania)

This page from the Pennsylvania Insurance Department contains information about Medicare Supplement plans available in Pennsylvania, deductible information, and benefits covered by each plan.

Medicare-related events in Pennsylvania

An interactive map of Pennsylvania where one can find events, included enrollment centers, related to Medicare.

medicare.gov

Medicare.gov is the U.S. government’s compendium of Medicare-related information, including up-to-date information about Original Medicare, Medicare Advantage and Medigap, Medicare Part D prescription drug coverage and beyond.

Medigap Changes in 2010: Question and Answer

This brochure published by the Arkansas Insurance Department explains adjustments to Medigap in 2010.

Medigap Helpline

This state-wide toll-free number provided by the Wisconsin Board on Aging and Long Term Care, can help you evaluate your Medicare supplemental insurance and clarify many other related, and sometimes confusing, issues

Medigap Helpline/SHIP

The Medigap Helpline is a free counseling service for Medicare beneficiaries, answering beneficiary questions. The site also offers information about Medicare Advantage plans, Medicare Prescription Drug Coverage (Part D), Medicare supplemental insurance, and other heath insurance information.

Nutrition – Utah

This site provides information on congregate meals and home-delivered meals for Utah’s seniors. Information includes other nutrition-related services such as nutritional assessment and counseling.

Open Enrollment Events – Washington

Statewide Health Insurance Benefits Advisors (SHIBA) calendar of events where general information is provided on Medicare, open enrollment, and Medicare insurance counseling is offered

Partners for Health Insurance

South Carolina’s program to provide Medicare coverage to children 18 and under who live in families with income at or below 150 percent of the Federal Poverty Level

Pennsylvania Medicare – Kaiser State Health Facts

Information about Pennsylvania’s Medicare beneficiaries, including enrollment, demographics (age, gender, race/ethnicity), income, other sources of health coverage, managed care participation, use of services, etc.

Prescription Drug Assistance Programs in Virginia

Links to information on Medicare Part D, Medicare drug discount card, phRMA patient assistance programs.

Prescription Information – Rhode Island

This 2010 fact sheet (the most recent available) details who within the Medicare D plan is available for the Rhode Island Pharmaceutical Assistance to the Elderly (RIPAE) program, which subsidizes the cost of prescription drugs based upon income.

Programs and Services – Rhode Island

This site, on Rhode Island’s Division of Elderly Affairs web site, lists all the programs and services available to seniors, families, and caregivers.

Reporting Medicare fraud in Vermont

Site provides a downloadable form for reporting Medicare fraud, instructions, and contacts for more information.

Rhode Island Medicare – Kaiser State Health Facts

Information about Rhode Island’s Medicare beneficiaries, including enrollment, demographics (age, gender, race/ethnicity), income, other sources of health coverage, managed care participation, and use of services, etc.

SC Access Aging and Disability information

Assists elders and caregivers to find aging and adult disability services in South Carolina communities.

Senior Health Information and Insurance Education (SHIINE)

Educates and assists Medicare beneficiaries, those eligible for Medicare, and caregivers about Medicare, Medicaid, Medigap, pharmacy assistance programs, and other issues related to health insurance benefits.

Senior Health Insurance Benefit Advisors Program

Senior Health Insurance Benefit Advisors Program – services for Idaho citizens on Medicare.

Senior Health Insurance Information Program

An Arkansas health insurance information program that provides free one-on-one counseling, education, and information to individuals with Medicare of all ages.

 


Senior Medicare Fraud Patrol

Information on how Medicare recipients can identify, resolve and/or report possible billing errors, fraud, abuse and waste to the state.

SHIP Regional Contact Information

Contact information for local counselors who help South Carolina Medicare recipients understand their benefits.

SHIP: Medicare Advantage Plans

Descriptions of the various types of Medicare Advantage plans available in Arizona.

 

Shopper’s Guide for Health Insurance for Senior Citizens

This section of the Alabama Department of Insurance Web site provides information about Medicare supplement insurance (Medigap) and long-term care insurance for Alabama’s senior citizens. The site includes a list of plan providers and plan details.

South Carolina Consumer Assistance Program

Assists people insured by private health plans, Medicaid, or other plans in resolving problems pertaining to their health coverage; assists uninsured residents with access to care.

South Dakota Department of Social Services

List of services for adults and elders.

South Dakota Division of Insurance Medicare Supplement Policies

List of resources on Medicare supplement policies available to South Dakotans.

South Dakota Medicaid Medical Eligibility

Medicaid eligibility for Medicare recipients in South Dakota.

South Dakota Prescription Drug Plans

A list of plans in South Dakota.

South Dakota SMP

Information for Medicare recipients on how to prevent Medicare fraud and avoid becoming a victim of it.

State Health Insurance Assistance Programs in West Virginia

This site links to programs providing information about Medicare benefits, Medicare supplement insurance companies, supplement plans and monthly rate comparisons, long-term care insurance plans, and help with Medicare costs.

 

Statewide Health Insurance Benefits Advisors (SHIBA)

Directory of SHIBA advisors throughout Washington State who provide information about Medicare health care coverage and access. Access to Insurance Consumer Hotline to assist with questions or complaints, locate health insurance polices, and refer the uninsured and underinsured to other options.

Steps to Safeguard Your Medicare

This Medicare Protection Toolkit contains information Alabama beneficiaries need to protect their Medicare.

Supplemental Insurance

A guide to Medicare supplemental insurance premiums specifically for South Dakota residents.

Texas Department of Aging and Disability Services

Links to Texas benefits counselors can explain Medicare prescription drug coverage and assist you with other insurance issues.

Understanding Original Medicare

Explains the basics for South Dakota residents.

Vermont State Health Insurance Assistance Program (SHIP)

List of local state health insurance assistance programs (SHIP) in Vermont, contact information, and partnering organizations. SHIPs provide one-on-one counseling and outreach, to Medicare beneficiaries and their families. Help recipients understand, utilize and enroll in Medicare prescription drug coverage, Medicare Advantage plans, Medicare supplemental insurance policies, Medicare Savings Programs, long-term care insurance and financing, and other public and private health insurance coverage options.

Virginia Department for the Aging

Maps to locate aging services center in Virginia by county. These organizations connect you with a range of aging services to help you remain independent or for other long-term care supports.

West Virginia Transition Initiative

Financial assistance (up to $16,000, based on needs) to qualified nursing facility residents including Medicare beneficiaries. Site provides information on in-home and community supports to help nursing home residents move into their communities.

 

West Virginia’s Area Agencies on Aging (AAAs)

Links to local areas agencies on aging for access to aging services, including Medicare funded programs and contact information for advocacy for Medicare beneficiaries.

 

What Does Medicare Error, Abuse and Fraud Look Like

Site references and explains Medicare errors, gives specific examples, and provides links to Watchdogs for Medicare fraud.

Wisconsin Elderly Benefit Specialist Program

To find a benefits specialist in your area to help older adults with disabilities to understand and access Medicare, Medicaid, Social Security, FoodShare, low-income housing and health insurance.

Wisconsin guide to health insurance for people with Medicare

This downloadable document provides a guide to Medicare in Wisconsin, including basic overviews of Medicare, Medicare Part D, Medicare supplement policies, plus links to other programs like Wisconsin state health assistance insurance program, a glossary of terms and a Medicare Supplement policy checklist.

Wisconsin Senior Medicare Patrol

Information on avoiding Medicare fraud and scams as well as information on Medicaid and social security.

Wisconsin’s Prescription Drug Assistance Program

Prescription drug assistance for Wisconsin residents 65 years of age or older, including Medicare beneficiaries. Description of plan benefits, eligibility information and an application form.

Wyoming Aging Resource Centers (ADRC’s)

Map of, and information on, Aging Disability Resource Centers in Wyoming that assist with determining eligibility and enrollment in aging services programs. Programs include home care, help with daily living skills, transportation, and other  supports to facilitate independent living.  Includes Wyoming ADRC locator map.

Wyoming Buyer’s Guide to Medigap

Explains Medicare and Medicare supplements, including a chart showing services covered, amount Medicare pays and what you are responsible for paying.

 

Wyoming Medicare Part D Prescription Drug Plan

Highlights Medicare plans, their options and required coverage, including Medicare Savings Program, Low Income Subsidies, and Medicare Drug Assistance programs.

Wyoming prescription assistance programs

Information on eligibility, how to apply, and contacts for Wyoming prescription assistance.

Wyoming Senior Citizens, Inc.

Links to information and contacts for Medicare Patrol (identify fraud), general state health insurance information, and long-term care ombudsmen.

Your Medicare Rights

A brief, bullet-point guide to what people covered by Medicare have a right to do and ask for from their providers, what health services they have guaranteed access to, etc. The list is written by Healthcentric Advisors, a Rhode-Island based non-profit providing consulting, education, resources and quality improvement services in the healthcare industry.

‘Medicare Man’ Questions and Answers

This section of the Arkansas Insurance Department site answers Medicare-related questions sent in by Medicare beneficiaries.


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