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How are Medicare benefits changing for 2026?
Learn how premiums, out-of-pocket costs and income-related surcharges are changing for 2026 Medicare coverage.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), which is a surcharge added to the Part B and Part D premiums.

end-stage renal disease (ESRD)

What is end-stage renal disease (ESRD)?

end-stage renal disease (ESRD) infographic

What is end-stage renal disease?

End-stage renal disease refers to the point when a person’s kidneys fail and the patient must either have a kidney transplant, or undergo dialysis treatments. Individuals with ESRD are automatically eligible for enrollment in Medicare.