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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

Veteran’s Aid and Attendance benefit

What is the Veteran's Aid and Attendance benefit?

Veteran's Aid and Attendance benefit infographic

What is the Veteran's Aid and Attendance benefit?

The Veteran’s Aid and Attendance benefit is a pension benefit for war-time veterans (or their widowed spouses) who require assistance with the activities of daily living.1 Receiving this benefit does not impact the benefits received under health insurance such as Medicare or TRICARE.

The Aid and Attendance pension can be used towards any purpose the recipient chooses – provided it is for the benefit of the veteran or their surviving spouse.  Most commonly, veterans will use the pension to pay for personal care at home or in an assisted living facility – services not typically covered by Medicare or private health insurance.

Depending on income and asset levels, a veteran (or their surviving spouse) can be eligible for both Medicaid and the Aid and Attendance benefit.2 But the VA Aid and Attendance benefit amount is usually reduced to $90/month if you enter a Medicaid-covered nursing home and don’t have a spouse or dependents living at home3 – and there are limits on how you can spend this remaining amount.

This is because the person will have little to no out-of-pocket costs while in a Medicaid-covered nursing home, so there is little need for the Aid and Attendance benefit.

Learn more about the eligibility requirements and benefits of the Aid and Attendance pension.

Footnotes

  1. VA Aid and Attendance benefits and Housebound allowance” U.S. Department of Veterans Affairs. Accessed Jan. 14, 2025 
  2. Can a Veteran Receive Both VA Aid & Attendance Benefits AND Medicaid?” Hanlon Niemann & Wright, P.C. Mar. 13, 2023 
  3. How do Medicaid and Aid and Attendance Relate to Each Other?” Senior Veterans Service Alliance. Accessed Jan. 14, 2025