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Our coverage and analysis of health reform and is routinely cited by the media tracking Medicare developments – including changes in plan features, costs and availability. Here’s a look at recent media coverage that has referenced or cited medicareresources.org. March 2022 media mentions Medicare Advantage open enrollment ends March 31 – medicareresources.org | March 15, […]
We want you, the consumer, to be familiar with your rights and obligations relating to use of our websites and services as well as our promises to you. You should carefully review all the terms below.
Medicareresources.org was created by healthinsurance.org, which itself was created in 1994 and is one of the longest running sources of in-depth information about health insurance for consumers.
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Effective Date: April 1, 2022
Personally Identifiable Information
Personally Identifiable Information (“PII”) is any information that can be used to identify or locate a particular person or entity. This may include, but is not limited to: your first and last name, contact information such as a phone number or an email address, and information about your needs.
We collect your PII only when you voluntarily and directly provide it. We may ask you to provide contact information when you comment on an article or other content on our website.
Non-Personally Identifiable Information
When you visit this Site, we may collect certain information about you, such as the type of browser you are using (e.g., Safari, Chrome), the type of operating system you are using, (e.g., Windows OS or Mac OS), and your IP address and the domain name of your Internet service provider (e.g., Xfinity, Verizon). By itself, this information (“non-personally identifiable information”) cannot be used to identify you individually. Much of this information is collected through cookies, web beacons, embedded scripts, and other tracking technologies. We use the non-personally identifiable information that we collect to improve the design and content of the Site and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze Site usage.
About tracking technologies:
For more information about cookies (and other kinds of online tracking), please visit www.consumer.ftc.gov/articles/0042-online-tracking. Some browsers have incorporated Do Not Track (“DNT”) preferences. As there is not yet an industry-standard DNT protocol on how to interpret DNT signals, we do not honor DNT signals from browsers at this time. However, you may refuse or delete cookies to prevent tracking activities, as described above.
You can – in the vast majority of cases – review your Medicare Advantage or Medicare supplement options without providing PII while on our site. In the majority of quote requests, we only need a ZIP code and a small amount of other non-personally-identifiable information before redirecting you to a partner who will provide you with health insurance quotes. These online quoting vendors service customers in the ZIP code you entered and may allow you to get pricing anonymously, without you needing to provide your contact information.
When you interact with the Site or any of our other online properties through a social media platform, we may collect and store any PII and non-personally identifiable information that the third-party social media entity passes us. The applicable third-party application provider’s privacy controls how they use your information.
When you post content, including social media content, on this Site, we may collect any information that you make available to us in your content, including any account username or other information included in your posts.
Our affiliate companies and vendors may receive, or be given access to your information, including Personal Information and Usage Information (described below), as needed for their work with us or on our behalf. Except as otherwise set forth in this section, these third parties are prohibited from using your information, including Personal Information, for any purpose other than to provide this assistance. We may permit third parties to use aggregate information which does not identify you, or de-identified data, for any valid purpose.
We also may share your information under the following circumstances:
We also make efforts to require any party with whom we share information to protect Personal Information to the same extent that we do.
With respect to requesting access, opting out, or to be forgotten, please be advised:
Accessing Your Information
You have the right to access and update certain information that you have voluntarily submitted to us through the Service by sending an email to [email protected]. We may require additional information from you to allow us to confirm your identity.
Deleting Your Information
If you would like us to delete or update the personal information that we have collected from you, please send your request via email to [email protected].
You can opt-out of receiving emails containing general information from us at any time, by following the instructions to click on the unsubscribe link, as provided in emails, or by emailing us at [email protected].
You also have a right to request not to receive telemarketing calls from us by asking us to place your telephone number on our internal Do Not Call List (“DNC List”).
Your California Privacy Rights
This section provides additional details about the personal information we collect about California consumers and the rights afforded to them under the California Consumer Privacy Act or “CCPA.”
For more details about the personal information we collect, please see the Information We Collect section above. We collect this information for the business and commercial purposes described in the How We Use Information section above. We share this information with the categories of third parties described in Sharing Information section above. Please note that we do use third-party cookies for certain purposes.
Subject to certain limitations, the CCPA provides California consumers the right to request to know more details about the categories or specific pieces of personal information we collect (including how we use and disclose this information), to delete their personal information, to opt out of any “sales” of their information that may be occurring, and to not be discriminated against for exercising these rights.
California consumers may make a request pursuant to their rights under the CCPA by contacting us at [email protected]. We will verify your request using the information available to us and may request additional information from you, such as your email address or government identification. Consumers can also designate an authorized agent to exercise these rights on their behalf.
The Site contains software and hyperlinks to websites, locations, platforms, and services that are operated and owned by third parties. These include tracking technologies operated by third parties. For example, analytics services such as Google Analytics, may use tracking technologies on our Site that compile statistics about activity on the Site.
The inclusion of a link on our services does not imply an endorsement of the linked sites or services by us or our affiliates.
We avoid knowingly collecting personally identifiable information about EU residents or citizens other European Economic Area countries. Our properties, including this Site, are intended for users in the United States.
The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country.
Subject to any mandatory obligations to delete data, your information may be retained by us and in our agent portal, server logs, databases and records indefinitely.
The security of your personal information is important to us. We take appropriate security measures (including physical, electronic, and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. With regard to internal operations of any Site or property owned by us, only authorized employees and authorized third party service providers are permitted to access personal information, and they may do so only for permitted business functions. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security.
We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. We will never knowingly collect any personal information about individuals under eighteen (18) years of age. If we obtain actual knowledge that we have collected personal information about an individual under eighteen (18) years of age, that information will be immediately deleted from our database. If you are a parent or guardian and you believe that your child under age eighteen may have provided personally identifiable information through our Site, please contact us at [email protected].