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How are Medicare benefits changing for 2026?
Learn how premiums, out-of-pocket costs and income-related surcharges are changing for 2026 Medicare coverage.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), which is a surcharge added to the Part B and Part D premiums.
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Maggie Aime

Maggie Aime is a health, wellness and medical personal finance writer. With over 25 years in healthcare and a passion for education, she draws on her rich experience across nursing specialties, case management, revenue management, medical coding, and utilization review nurse consultant roles to create content that informs, inspires, and empowers. She’s passionate about educating people about all aspects of disease prevention, health and wellness, and how to navigate the U.S. healthcare system.

An active member of several professional nursing and journalism associations, Maggie founded The Write RN to fulfill her calling to teach.
 
When not crafting the next great article, catch Maggie savoring sunrise views at the beach, immersed in DIY projects, or at the piano.