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What is the income-related monthly adjusted amount (IRMAA)?
For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), which is a surcharge added to the Part B and Part D premiums.
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Why do some eligible seniors not sign up for Medicare Part A at age 65? photo

Why do some eligible seniors not sign up for Medicare Part A at age 65?

November 24, 2025 – You may be eligible to enroll in Medicare Part A at age 65, but some seniors decide to delay their enrollment. Here's… Read more

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Can I enroll in Medicare if I have an HSA?

November 19, 2025 – Once you sign up for Medicare, you’re no longer eligible to contribute to a health savings account (HSA), so in some cases, it pays to… Read more

Is it a good idea to enroll in Medicare before I sign up for Social Security? photo

Is it a good idea to enroll in Medicare before I sign up for Social Security?

August 18, 2022 – The need for health coverage can arise before your need for Social Security benefits. Social Security and Medicare are interrelated, but… Read more