What is Medicare's annual election period (AEP)?

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Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.

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What is Medicare's annual election period?

Medicare’s annual election period – also known as Medicare open enrollment – is the annual period during which Medicare plan enrollees can reevaluate their coverage and make changes.

During open enrollment, a beneficiary can switch Medicare Advantage plans, switch from Medicare Advantage to Original Medicare or from Original Medicare to Medicare Advantage, join a Medicare Part D prescription drug plan, switch from one Part D plan to another or drop Medicare Part D coverage entirely.

Open enrollment does not apply to Medigap coverage, however.

The enrollment period runs from October 15 to December 7 each year, and changes you make during that time are effective January 1.

annual election period

What is an annual election period?

What is Medicare's annual election period?