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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

programs of all-inclusive care for the elderly

What are programs of all-inclusive care for the elderly (PACE)?

programs of all-inclusive care for the elderly infographic

What are programs of all-inclusive care for the elderly (PACE)?

Programs of all-inclusive care for the elderly (PACE) provide comprehensive coordinated care and services to elderly and disabled people, helping them to remain in the community instead of having to move into a nursing home.1

PACE enrollees receive a wide range of benefits that are designed to ensure they can stay in their homes, including homemaker services, personal care assistance, adult day care, and various other in-home custodial care.2

PACE receives funding from both Medicare and Medicaid,3 and most PACE enrollees are dually eligible for both Medicare and Medicaid.4

Who is eligible for PACE?

To enroll in PACE, a person must:

  • be at least 55 years old (the average PACE enrollee is 76)5
  • live in a PACE service area (PACE is available in 33 states and the District of Columbia.)6
  • be certified by their state as needing the level of care that would be provided in a nursing home, but also be healthy enough to live safely in the community with the support that PACE provides.5

Footnotes

  1. PACE” Medicare.gov. Accessed June 2, 2025 
  2. PACE Programs as an Alternative to Nursing Homes for Medicaid Beneficiaries” American Council on Aging. Dec. 10, 2024 
  3. PACE: Frequently Asked Questions” National PACE Association. Accessed Nov. 21, 2025 
  4. Program of All-Inclusive Care for the Elderly” Medicaid.gov. Accessed June 2, 2025 
  5. Eligibility Requirements” National PACE Association. Accessed June 2, 2025  
  6. Find a PACE Program Near You” National PACE Association. Accessed June 2, 2025