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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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Four of five readers say they’ll review their Medicare coverage during open enrollment photo

Four of five readers say they’ll review their Medicare coverage during open enrollment

October 29, 2021 – Our most recent survey asked whether our readers are planning to comparison shop during the Medicare open enrollment period for 2022… Read more

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November 4, 2020 – More than 1,000 visitors to medicareresources.org and healthinsurance.org's Medicare state guides weighed in. These readers overwhelmingly… Read more