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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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Does the Medicare Part D ‘donut hole’ still exist? photo

Does the Medicare Part D ‘donut hole’ still exist?

December 16, 2025 – As of 2025, the Medicare Part D “donut hole” no longer exists – meaning there is no longer a coverage gap during which Part D… Read more

What’s the difference between Medicare and Medicaid? photo

What’s the difference between Medicare and Medicaid?

February 14, 2022 – Medicare is a federal healthcare program for those 65 and over, and for younger people who are disabled. Medicaid is a healthcare program… Read more