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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2023, high-income beneficiaries – earning over $97,000 a year – pay the income-related monthly adjusted amount (IRMAA) surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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How soon after I enroll will my Medicare benefits begin? photo

How soon after I enroll will my Medicare benefits begin?

August 27, 2025 – Medicare beneficiaries need to know when their plan will be effective so they can avoid coverage gaps that could leave them without access… Read more

Does Medicare cover ambulance services? photo

Does Medicare cover ambulance services?

January 3, 2025 – Medicare will pay for ambulance services under specific circumstances, but it's important to know what these are to avoid hefty… Read more

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What does Original Medicare cost?

November 13, 2024 – Q: What does Original Medicare cost the beneficiary? A: Medicare Part A (hospital insurance) is free for most seniors. If you or your… Read more