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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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How do Medicare Savings Programs help with Medicare costs? photo

How do Medicare Savings Programs help with Medicare costs?

December 10, 2024 – Medicare Savings Programs (MSP) can pay Medicare Part A and Part B premiums, deductibles, copays, and coinsurance for enrollees with… Read more

How does Medicare’s two-midnight rule affect my hospital bills? photo

How does Medicare’s two-midnight rule affect my hospital bills?

August 12, 2024 – When it comes to Medicare, how much you pay out of pocket for a hospital visit will depend on whether Part A or Part B picks up the… Read more