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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

federally qualified health center

What is a federally qualified health center?

federally qualified health center infographic

What is a federally qualified health center?

A Federally Qualified Health Center (FQHC) is a public health clinic that provides a wide range of primary and preventive care to populations that wouldn’t otherwise have adequate access to medical care.1 FQHCs are regulated under Section 330 of the Public Health Service Act (PHS), certified by the Centers for Medicare and Medicaid Services (CMS), and receive enhanced reimbursement rates from the federal government.2

Does Medicare cover care received in a Federally Qualified Health Center?

Yes, Medicare Part B covers care received in an FQHC,1 and you will not have to pay the Part B deductible for care received in an FQHC. You will have to pay the Part B 20% coinsurance. Your coinsurance amount will be based on the lesser of the FQHC’s charge for the service or the adjusted prospective payment system (PPS) rate.3

How can I find a Federally Qualified Health Center in my area?

You can use this search tool to find an FQHC in your area. There are almost 1,400 FQHCs in the United States. But there are also look-alike facilities and Federally Qualified Health Center Service Sites in far more locations.4

Footnotes

  1. Federally Qualified Health Center services” Medicare.gov. Accessed June 1, 2025  
  2. Federally Qualified Health Centers (FQHCs) and the Health Center Program” Rural Health Information Hub. Accessed June 1, 2025 
  3. Medicare Claims Processing Manual, Chapter 9 – Rural Health Clinics/Federally Qualified Health Centers” Centers for Medicare & Medicaid Services. Revised June 7, 2023 
  4. How many Federally Qualified Health Centers are there?” Definitive Healthcare. July 5, 2024