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How Medicaid supports 1 in 5 Medicare enrollees
In 2016, an estimated 11.7 million Medicare beneficiaries – about 20 percent of all enrollees – were also enrolled in Medicaid and are known as dual-eligible beneficiaries or dual-eligibles. And while you might not hear that term often – or at all – it's worth your time to understand what it means to have both Medicare and Medicaid (especially if you or a loved one is part of the "Medicare-Medicaid" population).
activities of daily living (ADL)
Activities of daily living refers to such activities as bathing, getting dressed, using toilet facilities, eating and moving place to place. Health professionals may gauge the functional status of an individual by their ability to perform ADLs.
Disability and long-term care: What’s next?
Howard Gleckman, one of the nation’s leading experts on family caregiving and long-term care and author of Caring for our Parents, talks with Harold Pollack about the nation's looming national disability crisis.
Home and community based services (HCBS) include a variety of medical and social services provided to individuals with functional or cognitive limitations. People who receive HCBS are able to continue living in the community – instead of entering a nursing home or another institutional setting. HCBS programs serve the needs of distinct groups of individuals, including people with physical disabilities, intellectual and developmental disabilities (IDD), and mental illnesses.
HCBS programs can offer seniors and people with disabilities assistance with activities of daily living (ADLs) like toileting, bathing, eating, and getting in and out of bed. (These are known as personal care services.) Some HCBS programs also offer a variety of medical services, including:
Human services are another component of HCBS. These can include:
HCBS are provided to beneficiaries in their homes or in community locations like adult or senior day care centers. Many states also have HCBS services specifically intended to help individuals transition from an institution (e.g. nursing home) to living in their community.
Medicaid has shifted to paying for LTSS in community-based settings over nursing home care over the past 20 years. This is largely due to enrollee preferences for living in the community and the U.S. Supreme Court’s Olmstead decision, which found that Medicaid’s “institutional bias” toward paying for nursing home care violated the Americans With Disabilities Act (ADA).
Medicaid currently pays for more HCBS care than any other insurer. (Medicaid spending on HCBS services totaled $92 billion in Fiscal Year 2018.) Some Americans also choose to finance their long-term care (including HCBS) by purchasing private long-term care insurance.
Nursing home care is a mandatory Medicaid benefit, but covering HCBS is optional and there are waiting lists for it in some states. Income limits for HCBS enrollees are higher in some states than for nursing home care – meaning enrollees are allowed slightly keep more of their income each month to pay for housing and other living expenses. (Note however that these income limits are state-specific.)
State Medicaid programs frequently have multiple HCBS waiver programs. Eligibility for each HCBS program involves both financial factors (e.g. income and assets) and non-financial factors (e.g. the intensity or ‘level’ of services required). Several studies have shown HCBS services cost Medicaid less money on a per-person basis than nursing home care.
Most states have both an HCBS waiver program for seniors and people with disabilities and separate programs targeted to the needs of individuals with intellectual and developmental disabilities (IDD). (These HCBS programs for individuals with IDD have higher per-capita and overall costs than other HCBS programs.)
In 2016, an estimated 11.7 million Medicare beneficiaries – about 20 percent of all enrollees – were also enrolled in Medicaid and are known as dual-eligible beneficiaries or dual-eligibles. And while you might not hear that term often – or at all – it's worth your time to understand what it means to have both Medicare and Medicaid (especially if you or a loved one is part of the "Medicare-Medicaid" population).
Activities of daily living refers to such activities as bathing, getting dressed, using toilet facilities, eating and moving place to place. Health professionals may gauge the functional status of an individual by their ability to perform ADLs.
Howard Gleckman, one of the nation’s leading experts on family caregiving and long-term care and author of Caring for our Parents, talks with Harold Pollack about the nation's looming national disability crisis.
In 2016, an estimated 11.7 million Medicare beneficiaries – about 20 percent of all enrollees – were also enrolled in Medicaid and are known as dual-eligible beneficiaries or dual-eligibles. And while you might not hear that term often – or at all – it's worth your time to understand what it means to have both Medicare and Medicaid (especially if you or a loved one is part of the "Medicare-Medicaid" population).
Activities of daily living refers to such activities as bathing, getting dressed, using toilet facilities, eating and moving place to place. Health professionals may gauge the functional status of an individual by their ability to perform ADLs.
Howard Gleckman, one of the nation’s leading experts on family caregiving and long-term care and author of Caring for our Parents, talks with Harold Pollack about the nation's looming national disability crisis.
