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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

When you have questions about Medicare, who do you trust for authoritative answers?

When you have questions about Medicare, who do you trust for authoritative answers?

We’ve devoted this site devoted to explaining the nuts and bolts of the health safety net known as Medicare, and our editorial team knows that Medicare enrollees – and Americans who expect to become enrollees – spend a good deal of time seeking authoritative answers to questions about the national program.

The good news is that there’s an awful lot of free information out there about Medicare – on the web, through 800 numbers, and from individuals who offer answers and advice in person. A first step might be to ask a friend or family for recommendations, but who do enrollees trust for authoritative, easy-to-understand answers?

Who do you trust?

In this week’s edition of Medicare Survey, we’re hoping to get a clearer sense of the sources of information our readers most trust. Do you go straight to the source – contacting a CMS representative? Do you rely on State Health Insurance Assistance Programs (SHIP), or do you turn to Medicare insurance companies? Do you rely on online Medicare guides like ours?

We hope you’ll take 30 seconds to weigh in. Your responses will help shape this site’s content and better serve our readers as they navigate the Medicare program.

Want to tell us more about the authoritative sources of Medicare information that you most trust ? Include your thoughts in the Comments section below.