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How are Medicare benefits changing for 2026?
Learn how premiums, out-of-pocket costs and income-related surcharges are changing for 2026 Medicare coverage.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), which is a surcharge added to the Part B and Part D premiums.

Will I ever be asked for my Medicare or Social Security number?

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Will I ever be asked for my Medicare or Social Security number?

You will only be asked for your Medicare or Social Security number if you initiate a call to Medicare or the Social Security Administration and ask the representative to access your account to assist you. If you have initiated the call, you can feel confident providing the information that they request.

Additionally, your medical providers (hospital, doctor’s office, medical equipment supplier, etc.) will need your Medicare number to process your claims, so it’s important to provide them with this information, as well as details about any supplemental coverage you have.

But Medicare and Social Security Administration representatives will never contact you to ask you for personal information, such as your Social Security number, bank account information, or your Medicare identification number. Scammers can use this information to bill Medicare for services you never received.

An offer of a plastic (instead of paper) Medicare ID card is a scam, as is any call, text, or email asking you to provide your Medicare number.

Here’s more from Medicare on avoiding scams and identity theft.

In a process that began in 2018 and was finished by 2019, Medicare mailed new ID cards to all beneficiaries.1 The cards have unique identification numbers that replaced the Social Security numbers on old Medicare cards. CMS and state insurance departments warned consumers to be on the lookout for scammers during this process.

Be suspicious of anyone who visits your home, calls, texts, or emails you asking for your information. Call 1-800-MEDICARE (1-800-633-4227) to report suspicious phone calls. Additionally, Senior Medicare Patrols (SMPs) in each state are staffed by retired professionals and help Medicare beneficiaries prevent, detect, and report Medicare fraud.

Footnotes

  1. New Medicare Card Mailing Strategy” Centers for Medicare & Medicaid Services. Accessed Aug. 9, 2024