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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

ambulatory care

What is ambulatory care?

ambulatory care infographic

What is ambulatory care?

Ambulatory care refers to health care services that do not include a stay in a hospital, otherwise known as outpatient care. Ambulatory care can be provided in a hospital — emergency room treatment is a common example, as is outpatient surgery that does not require an overnight stay in the hospital. But if the patient ends up being admitted as an inpatient, the care would be inpatient rather than ambulatory.

Medicare Part B covers ambulatory care, whereas Medicare Part A covers inpatient care.