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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

skilled nursing

What is skilled nursing?

skilled nursing infographic

What is skilled nursing?

Skilled nursing care is medical care provided by a registered nurse or a licensed practical nurse,1 although the term is sometimes also used to include care provided by a physical, speech, or occupational therapist.2 Skilled nursing care may be provided in a skilled nursing facility or in the patient’s home.

Skilled nursing care is often necessary as a patient rehabilitates from an illness or injury, but the care provided is above and beyond that which can be provided by certified nursing assistants (CNAs) or home health aides. Examples of skilled nursing care include:3

  • Wound care
  • Catheter, colostomy, or ileostomy care
  • Education for patients and their caregivers
  • Administration of IV medications or nutritional therapy
  • Injections or infusions

Skilled nursing care can be covered by Medicare, Medicaid, or other health plans. Original Medicare will only cover a stay in a skilled nursing facility (including the skilled nursing care that’s provided during the stay) if the patient has at least a three-night inpatient (not observation) stay in the hospital before the stay in the skilled nursing facility.4

Depending on the circumstances, Medicare will cover skilled medical care provided in the patient’s home. Medicare does not cover custodial care (assistance with activities of daily living) unless it’s being provided at the same time as covered skilled medical care, such as skilled nursing care or therapy services.5

 

Footnotes

  1. Skilled nursing care” CMS Glossary. Accessed June 7, 2025 
  2. Know the Difference Between Skilled Nursing and Senior Rehabilitation” The Commons in Lincoln. Accessed June 7, 2025 
  3. HI 00601.350 Skilled Nursing Services—Examples” Social Security Administration. And “Home health services” Medicare.gov. Accessed June 7, 2025 
  4. Skilled nursing facility care” Medicare.gov. Accessed June 7, 2025 
  5. Home health services” Medicare.gov. Accessed June 7, 2025