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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

How often do you use Medicare’s free preventive services?

Medicare's free preventive services

We know from previous editions of our Medicare Survey that our readers who are Medicare enrollees experience some confusion – and often frustration – when it comes to the the costs of Medicare’s coverage. In this edition of the Medicare Survey, we want to know more about enrollees’ experience with and usage of Medicare’s benefits.

In particular, we’d like to know whether you’re utilizing the no-cost preventive benefits provided under Medicare. Please tell us:

In the past year, how frequently did you utilize Medicare’s free preventive services?

After you’ve taken the survey, you can read more about Medicare’s preventive services.

Please share this survey with friends and family who are interested in Medicare topics and – if you have a comment about this survey or suggestions for other surveys – feel free to leave a comment at the bottom of the page.