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How are Medicare benefits changing for 2026?
Learn how premiums, out-of-pocket costs and income-related surcharges are changing for 2026 Medicare coverage.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), which is a surcharge added to the Part B and Part D premiums.
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Maurie Backman

Maurie Backman has been writing professionally for well over a decade, and her coverage area runs the gamut from healthcare to personal finance to career advice. A self-proclaimed content guru, Maurie has dabbled in everything from online marketing to electronic toy design, and she’s passionate about digging deeply into new topics and finding fresh, interesting ways to present them to an audience.

Much of her writing these days revolves around retirement and its various components and challenges, including healthcare, Medicare, Social Security, and money management. Her articles have been published in Motley Fool, CNN, CNN Business, USA Today, Aol, MSN, MCBS Newspath, CBS News, HuffPost, Newsweek.

Maurie graduated from Binghamton University with several majors, the only one of which she really uses to this day is Creative Writing. In her (very limited) spare time, she enjoys hiking, watching hockey, and curling up with a good book.