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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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Frequently-asked questions by tag

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What happens when you don’t pay your Medicare premiums?

December 31, 2024 – Failing to pay your Medicare premiums puts you at risk of losing coverage, but that won't happen without… Read more

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How do I file a Medicare claim?

November 8, 2024 – Medicare beneficiaries occasionally have to submit their own healthcare claims instead of relying on a provider to submit them. Here's what… Read more

If I have retiree coverage through the FEHB, do I need to enroll in Medicare? photo

If I have retiree coverage through the FEHB, do I need to enroll in Medicare?

October 22, 2024 – If you have retiree coverage through the Federal Employee Health Benefits (FEHB) Program, you don't have to enroll in Medicare. Here's why… Read more

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What preventive services does Medicare offer?

July 10, 2024 – Medicare covers a number of preventive screening services that make early diagnosis and treatment possible. What’s more, many… Read more

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Is it a good idea to enroll in Medicare before I sign up for Social Security?

August 18, 2022 – The need for health coverage can arise before your need for Social Security benefits. Social Security and Medicare are interrelated, but… Read more

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How is Medicare funded?

October 3, 2019 – Q: How is Medicare funded? A: Medicare is funded with a combination of payroll taxes, general revenues allocated by Congress, and premiums… Read more

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Are there specific steps I should take to prepare for enrollment in Medicare?

September 30, 2019 – Here's how to successfully enroll in Original Medicare, Medicare Advantage, Part D or Medigap; plus enrollment information for… Read more