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Is Original Medicare coverage enough?
If you shun private coverage, can you get by on Original Medicare without purchasing supplemental coverage (Medigap and Part D prescription coverage) or using a Medicare Advantage plan?
Original Medicare
Original Medicare is fee-for-service health coverage that includes Part A hospital insurance and Part B medical insurance. Eligibility is limited to individuals 65 and older, disabled individuals, and people with ESRD and ALS.
An advanced beneficiary notice – also called a “waiver of liability” – is a notice that Medicare providers and suppliers are obligated to give to an Original Medicare enrollee when they find that Medicare does not cover the services the enrollee requests.