Understanding your Medicare plan options

Original Medicare, Medicare Advantage, Part D and Medigap

  • December 11, 2017

The way Medicare plans are alphabetized – from “A” to “D” – one might be fooled into thinking that there are but a few options to consider. Unfortunately, deciding which Medicare coverage is right for you is definitely not as easy as a multiple-choice question with a single right answer.

Medicare was designed with the idea that the vast majority of Americans would eventually receive a uniform level of coverage and care once they became eligible. And recipients do receive a basic level of care, but that basic level is riddled with coverage gaps.

To figure out how you can fill those gaps, you’ll need to have a basic understanding of the following plans:

How to choose between Medicare Advantage, Medigap and Part D

How to choose between Medicare…

April 5, 2018 – There’s no right or wrong choice – Medicare Advantage and Original Medicare plus supplemental coverage both work well. But there are… Read more

Original Medicare

January 11, 2018 – Also called traditional Medicare, it is the fee-for-service program in which the government pays your health care costs. The coverage… Read more

Medicare Part A – hospital insurance

September 15, 2017 – Medicare Part A coverage, commonly known as "hospital insurance," pays for a broad range of inpatient care in hospitals, skilled nursing… Read more

Medicare Part B – outpatient coverage

January 11, 2018 – Medicare Part B picks up - to a large extent - where Medicare Part A leaves off, covering many of the outpatient services and products not… Read more

Medicare Advantage (Part C) private…

September 18, 2017 – Medicare offers enrollees the option of going above and beyond their Original Medicare coverage by enrolling in Medicare… Read more

Medicare Part D – prescription drug…

September 17, 2017 – About 41 million Americans have prescription drug benefits under Medicare Part D coverage, either through a prescription drug plan (PDP) or… Read more

Medigap – Medicare supplement…

September 16, 2017 – Millions of Medicare beneficiaries purchase Medicare supplement insurance to get help with Medicare expenses, including copayments,… Read more

Comments