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guaranteed issue rights

What are guaranteed issue rights?

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The ‘birthday rule’: a gift to Medigap enrollees?

The ‘birthday rule’: a gift to Medigap enrollees?

Medigap plan changes are limited, but 11 states offer Medigap enrollees special enrollment – and five do it with a 'birthday rule.'

Have Medicare’s enrollment rules changed in response to the coronavirus?

Have Medicare’s enrollment rules changed in response to the coronavirus?

Medicare has special enrollment periods for those 65 and older who have lost job-based coverage, which means you may qualify for immediate enrollment into Medicare Part B. You may also be eligible to select a Medicare Advantage or Part D plan, or enroll in a Medigap plan.

What are guaranteed issue rights?

Guaranteed issue rights – also known as “Medigap protections” – require insurance carriers by law to offer you a Medigap policy, prohibiting it from denying you coverage or charging you more for coverage based on reasons that include pre-existing conditions.

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