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The ‘birthday rule’: a gift to Medigap enrollees?
Medigap plan changes are limited, but 11 states offer Medigap enrollees special enrollment – and five do it with a 'birthday rule.'
Have Medicare’s enrollment rules changed in response to the coronavirus?
Medicare has special enrollment periods for those 65 and older who have lost job-based coverage, which means you may qualify for immediate enrollment into Medicare Part B. You may also be eligible to select a Medicare Advantage or Part D plan, or enroll in a Medigap plan.
Guaranteed issue rights – also known as “Medigap protections” – require insurance carriers by law to offer you a Medigap policy, prohibiting it from denying you coverage or charging you more for coverage based on reasons that include pre-existing conditions.