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medical underwriting

What is medical underwriting?

Medical underwriting is a process used by insurance carriers to evaluate whether to accept an applicant for coverage or to determine the premium rate for the policy. It doesn’t apply to most parts of Medicare, but medical underwriting is used when people enroll in Medigap plans outside of their initial enrollment period or the limited special enrollment periods that are available.

Affordable Medicare Plans

Since 2008, we’ve helped more than 16 million people.

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