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Home > Glossary > Medigap protections

Medigap protections

What are Medigap protections?

medigap infographic

What are Medigap protections?

Medigap protections – also known as “guaranteed issue rights” – require insurance carriers by law to offer you a Medigap policy, prohibiting the carrier from denying you coverage or charging you more for coverage based on reasons that include pre-existing conditions – as long as you enroll during your initial enrollment period or during limited special enrollment periods that are triggered by certain qualifying events.

Related Articles

What is Medigap? Your guide to Medicare supplement insurance

What is Medigap? Your guide to Medicare supplement insurance

Medicare supplement insurance, or Medigap, is insurance that supplements Original Medicare, covering some or all of the out-of-pocket costs that a beneficiary would otherwise have to pay for services covered by Original Medicare.

The ‘birthday rule’: a gift to Medigap enrollees?

The ‘birthday rule’: a gift to Medigap enrollees?

Medigap plan changes are limited, but 11 states offer Medigap enrollees special enrollment – and five do it with a 'birthday rule.'

What is Medigap? Your guide to Medicare supplement insurance

What is Medigap? Your guide to Medicare supplement insurance

Medicare supplement insurance, or Medigap, is insurance that supplements Original Medicare, covering some or all of the out-of-pocket costs that a beneficiary would otherwise have to pay for services covered by Original Medicare.

The ‘birthday rule’: a gift to Medigap enrollees?

The ‘birthday rule’: a gift to Medigap enrollees?

Medigap plan changes are limited, but 11 states offer Medigap enrollees special enrollment – and five do it with a 'birthday rule.'