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A PROPERTY OF HEALTHINSURANCE.ORG, LLC, A NON-GOVERNMENTAL ENTITY
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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.

Did you take advantage of the Medicare Advantage Open Enrollment Period?

Did you make coverage changes during the Medicare Advantage Open Enrollment Period?

For millions of Medicare Advantage enrollees, the Medicare Advantage Open Enrollment Period (which started January 1 and just concluded) was a golden opportunity for a “do-over” on their MA coverage. But as our health insurance analysts recently pointed out, the MAOEP annual window isn’t as widely recognized as the fall Medicare annual enrollment period (AEP) – or Medicare open enrollment.

In this edition of our Medicare Survey, we’d like to hear whether you made coverage changes during the most recent Medicare Advantage Open Enrollment Period. Just one question:

Did you take advantage of the Medicare Advantage Open Enrollment Period?

Want to tell us more about your experiences with the Medicare Advantage Open Enrollment Period? Include your thoughts in the Comments section below.