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TRICARE for life (TFL)
TRICARE for Life serves as supplemental coverage for Medicare, for veterans of the armed services who are eligible for Medicare Part A and B and also eligible for TRICARE. Their family members and survivors — and in some cases, former spouses — are also eligible for TRICARE for Life benefits.
activities of daily living (ADL)
Activities of daily living refers to such activities as bathing, getting dressed, using toilet facilities, eating and moving place to place. Health professionals may gauge the functional status of an individual by their ability to perform ADLs.
The Veteran’s Aid and Attendance benefit is a pension benefit for war-time veterans who require assistance with the activities of daily living. Receiving this benefit does not impact the benefits of other primary or supplemental insurance policies such as Medicare, Medicare Advantage or TRICARE.
While Veteran’s Aid and Attendance benefits do not count as income for Medicaid eligibility purposes, your Aid and Attendance benefit amount is usually reduced to $90 if you enter a nursing home – and there are limits on how you can spend this remaining amount.
The Aid and Attendance pension can be used towards any purpose the recipient chooses – provided it is for the benefit of the veteran or their surviving spouse. Most commonly, veterans will use the pension to pay for personal care at home or in an assisted living facility – services not typically covered by health insurance.
Learn more about the eligibility requirements and benefits of the Aid and Attendance pension.