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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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Home > FAQs > Medicare Part B

Frequently-asked questions by tag

What does Original Medicare cost? photo

What does Original Medicare cost?

December 3, 2025 – Q: What does Original Medicare cost the beneficiary? A: Medicare Part A (hospital insurance) is free for most seniors. If you or your… Read more

How does the ‘hold harmless’ provision protect beneficiaries from Medicare Part B premium increases? photo

How does the ‘hold harmless’ provision protect beneficiaries from Medicare Part B premium increases?

December 3, 2025 – The "hold harmless" provision protects Medicare beneficiaries by essentially capping Part B premiums so increases aren't higher than Social… Read more

How do Medicare Savings Programs help with Medicare costs? photo

How do Medicare Savings Programs help with Medicare costs?

December 1, 2025 – Medicare Savings Programs (MSP) can pay Medicare Part A and Part B premiums, deductibles, copays, and coinsurance for enrollees with… Read more

Is Medicare’s coverage as good as my employer-sponsored insurance? photo

Is Medicare’s coverage as good as my employer-sponsored insurance?

December 1, 2025 – If you enrolled only in Original Medicare, you would almost certainly notice gaps in coverage that you didn't have under your… Read more

What does Medicare not cover? photo

What does Medicare not cover?

November 25, 2025 – There are many things that Original Medicare (Parts A and B) does not cover. This includes routine care of the feet, orthopedic shoes, some… Read more

Do I need to sign up for Medicare at 65 if I’m still working? photo

Do I need to sign up for Medicare at 65 if I’m still working?

November 21, 2025 – Medicare eligibility begins at age 65, and signing up on time can help you avoid premium surcharges. But if you’re working at 65, you get… Read more

How does Medicare’s two-midnight rule affect my hospital bills? photo

How does Medicare’s two-midnight rule affect my hospital bills?

November 21, 2025 – When it comes to Medicare, how much you pay out of pocket for a hospital visit will depend on whether Part A or Part B picks up the… Read more

What is the Medicare Part B deductible for 2026? photo

What is the Medicare Part B deductible for 2026?

November 19, 2025 – The Medicare Part B annual deductible for 2026 is $283, up from $257 in… Read more

When is the best time to enroll in Medicare? photo

When is the best time to enroll in Medicare?

August 16, 2025 – Assuming you're becoming eligible for Medicare due to age, the best time to enroll in Medicare is during a seven-month enrollment period… Read more

Is there a best time to enroll in a Medicare supplement plan? photo

Is there a best time to enroll in a Medicare supplement plan?

May 7, 2025 – The best time to enroll in a Medicare supplement plan is during your Medigap open enrollment period, a six-month window that begins on the… Read more