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How are Medicare benefits changing for 2026?
Changes to 2025 Medicare coverage include a $2,000 cap on Part D out-of-pocket costs, small reductions in the average premium for Medicare Advantage and Part D plans, increases for Medicare Part B and Part A premiums and cost-sharing, and adjustments to income-related premium surcharges for Part B and Part D.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2025, high-income beneficiaries – earning over $106,000 a year – pay an IRMAA surcharge that’s added to their Part B and Part D premiums and determined by income from their income tax returns two years prior.
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Frequently-asked questions by tag

How will my Medicare prescription drug costs in 2026 compare with 2025? photo

How will my Medicare prescription drug costs in 2026 compare with 2025?

December 5, 2025 – Changes to Medicare prescription drug coverage taking effect in 2026 include an increase to the Part D out-of-pocket limit and to the… Read more

How do I qualify for Medicare’s Extra Help? photo

How do I qualify for Medicare’s Extra Help?

December 1, 2025 – Lower-income Medicare beneficiaries may receive financial assistance through Medicare’s Extra Help program. If you have difficulty paying… Read more

How do Medicare Savings Programs help with Medicare costs? photo

How do Medicare Savings Programs help with Medicare costs?

December 1, 2025 – Medicare Savings Programs (MSP) can pay Medicare Part A and Part B premiums, deductibles, copays, and coinsurance for enrollees with… Read more

How can I be sure that my Medicare prescription drug plan will cover my expenses? photo

How can I be sure that my Medicare prescription drug plan will cover my expenses?

September 16, 2025 – Generally, a prescription written by your doctor will be covered under your Medicare prescription drug plan if you make sure your doctor is… Read more

Is it a good idea for couples to choose the same Medicare insurance plan? photo

Is it a good idea for couples to choose the same Medicare insurance plan?

September 15, 2025 – Q: What should couples consider when choosing Medicare plans? A: You'll normally want to choose your Medicare coverage based on individual… Read more

Which Medicare Part D prescription drug plan should I choose? photo

Which Medicare Part D prescription drug plan should I choose?

September 15, 2025 – Factors to consider when choosing your part D coverage include the total cost (premium plus out-of-pocket costs) and whether you prefer… Read more

Do Medicare supplement plans include prescription drug coverage? photo

Do Medicare supplement plans include prescription drug coverage?

July 8, 2021 – Modern Medigap plans do not include prescription drug benefits. Instead, Medicare offers prescription drug coverage under Part D. Medicare… Read more

Will all doctors accept my Medicare coverage? photo

Will all doctors accept my Medicare coverage?

May 13, 2020 – Q: Will my doctors accept my Medicare card? A: Q: Will all doctors accept my Medicare coverage? A: The answer depends on what type of… Read more