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Since 2011, we've helped more than 5 million people understand their Medicare coverage.
A PROPERTY OF HEALTHINSURANCE.ORG, LLC, A NON-GOVERNMENTAL ENTITY
Find Medicare plans that fit your needs.*
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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800– MEDICARE to get information on all of your options.
A special election period, also known as a special enrollment period, is a time period during which Medicare beneficiaries can change their Medicare Advantage or Part D coverage outside of the normal annual open enrollment period and after their initial enrollment period has ended.
A special election period will be triggered by a qualifying event, which can include a move from the area covered by a recipient’s existing Medicare plan, loss of other coverage, a violation of policy terms by a plan provider or other reasons approved by the Centers for Medicare and Medicaid Services.
There are special election periods for Medigap as well (known as “guaranteed issue rights”), but they’re more limited, and Medigap does not have an annual open enrollment period.
Medicare beneficiaries need to know when their plan will be effective so they can avoid coverage gaps that could leave them without access to care they need.
Beyond your initial opportunity to enroll in Medicare plans, the federal government provides other windows for enrollment and plan changes each year.
Beneficiaries enrolled in Medicare Advantage have an opportunity to change their 2023 coverage during the Medicare Advantage open enrollment period from January 1 to March 31.
Medicare beneficiaries need to know when their plan will be effective so they can avoid coverage gaps that could leave them without access to care they need.
Beyond your initial opportunity to enroll in Medicare plans, the federal government provides other windows for enrollment and plan changes each year.
Beneficiaries enrolled in Medicare Advantage have an opportunity to change their 2023 coverage during the Medicare Advantage open enrollment period from January 1 to March 31.
