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These strategies could reduce your modified adjusted gross income and help you sidestep an IRMAA surcharge

Four ways to avoid income-related Medicare surcharges
April 4, 2025 – Some Medicare enrollees are able to avoid having to pay IRMAA – the income-related surcharge – through strategies that reduce their… Read more

14 Medicare out-of-pocket costs you need to anticipate
October 14, 2024 – Medicare's a safety net, but enrollees still face a variety of healthcare costs. Here's a list of what you can… Read more

Eight ways to help minimize your Medicare out-of-pocket costs
October 10, 2024 – As a Medicare enrollee, you'll face a range of out-of-pocket costs. When you know what to look for, you can find ways to minimize these… Read more

Medicare beneficiaries could face higher premiums for 2024 Medicare Part D prescription drug plans
December 4, 2023 – On this site, I consistently encourage Medicare enrollees to comparison shop each year, rather than allowing their existing Medicare… Read more

Paying through the nose for prescription drugs
August 8, 2015 – Americans pay far more for their prescription medications than citizens of any other country. In fact, we pay almost 40 percent more than… Read more

Ding. Dong. The ‘doc fix’ is dead.
April 17, 2015 – The 'doc fix': a Band Aid approach that should have been abandoned years… Read more

ACA’s CLASS Act pushed over the fiscal cliff
January 2, 2013 – CLASS was designed to complement private long-term care insurance, Medicare, Medicaid, and public disability programs. For Medicare… Read more