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Medigap open enrollment period

What is the Medigap open enrollment period?

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More than two-thirds of the respondents in our most recent survey indicated that they don’t understand the differences between Medicare Advantage and Medigap and are overwhelmed by the available choices.

Do Medicare supplement plans include prescription drug coverage?

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Modern Medigap plans do not include prescription drug benefits. Instead, Medicare offers prescription drug coverage under Part D. Medicare enrollees can get prescription coverage either by switching to a Medicare Advantage plan or by purchasing a stand-alone Medicare Part D plan (PDP) to go along with Original Medicare.

How to choose between Medicare Advantage, Medigap and Part D

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Considering a change to your Medicare coverage? Consider these 10 factors when choosing between Medicare Advantage, Medigap, and Part D coverage.

Medicare Part B – enrollee benefits and coverage costs

Medicare Part B – enrollee benefits and coverage costs

Medicare Part B provides coverage of services provided by doctors, outpatient hospital services and other healthcare providers, as well as some home health services and durable medical equipment.

What is the Medigap open enrollment period?

You are eligible to enroll in a Medigap policy – without the possibility of being denied coverage – during a six-month window that begins the first month that you’re at least 65 years old and are also enrolled in Medicare Part B.

If you apply for coverage after that six-month window has ended, insurers in most states have the right to reject your application or charge you more based on your medical history.

Read more about Medicare enrollment deadlines.

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