Q: How do I know if I qualify for Medicare?
A: You qualify for Medicare if you have reached the age of 65, are a U.S. citizen, and if you or your spouse (deceased or alive) were employed for at least 10 years in a Medicare-covered employment situation. If you are receiving Social Security (you are eligible at age 62), you will automatically become eligible for Medicare at age 65.
Also, if you are receiving or are eligible to receive railroad retirement benefits, you are eligible for Medicare. If you are under the age of 65, you are eligible for Medicare if you have been receiving Social Security (through death benefits or because you have contracted Lou Gehrig’s disease (ALS) or have End-Stage Renal Disease) or Railroad Retirement Board disability benefits.