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A Part D prescription drug plan (PDP) – or “stand-alone prescription drug plan” – is one of two main ways Medicare beneficiaries can enroll in Medicare coverage for prescription drugs.
The Medicare Part D benefit is offered through private insurers, either as a stand-alone Part D plan (PDP) or a Medicare Advantage plan that has prescription drug benefits (MAPD). As of 2019, about 46 percent of Part D enrollees are enrolled in a PDP and another 39 percent have an MAPD.
A PDP can be purchased by beneficiaries with Original Medicare coverage (with or without a Medigap plan) and – in some cases – by Medicare Advantage (MA) beneficiaries who don’t have a prescription drug benefit included in their MA plan.
Read our overview of Medicare Part D prescription drug coverage.
Under the new law, Medicare beneficiaries will see a series of prescription drug-pricing provisions phased in – mostly over the next several years
Factors to consider when choosing your part D coverage include the total cost (premium plus out-of-pocket costs) and whether you prefer Original Medicare or Medicare Advantage.
But prescription drugs – and drug coverage – can be less expensive if you're willing to do a little research and to reach out for help. Here are eight strategies that will empower you to take control of your drug coverage and your medication costs.
Under the new law, Medicare beneficiaries will see a series of prescription drug-pricing provisions phased in – mostly over the next several years
Factors to consider when choosing your part D coverage include the total cost (premium plus out-of-pocket costs) and whether you prefer Original Medicare or Medicare Advantage.
But prescription drugs – and drug coverage – can be less expensive if you're willing to do a little research and to reach out for help. Here are eight strategies that will empower you to take control of your drug coverage and your medication costs.
