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How are Medicare benefits changing for 2026?
Learn how premiums, out-of-pocket costs and income-related surcharges are changing for 2026 Medicare coverage.
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What is the income-related monthly adjusted amount (IRMAA)?
For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), which is a surcharge added to the Part B and Part D premiums.
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Press releases

What to know about Medicare changes before you shop for a 2026 plan
September 18, 2025 - Changes to Medicare plan offerings and to Medicare rules and costs make it essential for beneficiaries to review their coverage and compare options for 2026.
 Dec. 7 Medicare enrollment deadline nears: Last chance to enroll or update plans for Jan. 1 coverage
December 3, 2024 - As the Dec. 7 end of the Medicare open enrollment approaches, some seniors may need to take action to retain their current Medicare benefits and avoid future penalties, or simply ...
Missing Medicare open enrollment could be costly
October 8, 2024 - With major changes to Medicare coverage on the horizon, medicareresources.org is sharing three essential steps to help enrollees decide if they should switch their Medicare Advantage or Part D prescription ...
New federal rules prompt big changes in Medicare Part D and Medicare Advantage plans
September 12, 2024 - With big changes expected for Medicare Advantage and Part D prescription drug coverage for 2025, medicareresources.org is advising seniors to pay close attention to their mail leading up to the ...
Alzheimer’s disease and dementia care: 5 Medicare benefits consumers should know
June 19, 2024 - During June’s Alzheimer’s and Brain Awareness Month, medicareresources.org is spotlighting important Medicare benefits that many people may not know about.
Will your health insurance cover weight-loss medications? It depends on several factors, including where you live.
May 8, 2024 - Today, medicareresources.org explains that coverage of medications prescribed for weight loss depends largely on an individual’s health status, the type of coverage they have, and also where they live.
Medicare Advantage vs. Original Medicare: Which is best for you?
November 15, 2023 - With Medicare open enrollment underway, it’s helpful for consumers to understand the difference between Original Medicare and Medicare Advantage. Today, medicareresources.org offered tips and a new infographic to help people ...
How to avoid costly mistakes during Medicare open enrollment
October 11, 2023 - Today, medicareresources.org released three tips to help consumers avoid costly mistakes during Medicare open enrollment, which runs from Oct. 15 to Dec. 7.
Higher drug plan premiums may hit many Medicare beneficiaries in 2024
September 29, 2023 - Some Medicare beneficiaries may see double-digit increases in their prescription drug premiums and higher out-of-pocket costs in 2024, according to medicareresources.org.
Don’t forget to pack travel health insurance
June 21, 2023 - Policy analysts for medicareresources.org and healthinsurance.org are reminding consumers to know the limits of their health coverage in case of an illness or accident while traveling.

Latest news from medicareresources.org

Does Medicare cover telehealth?
Does Medicare cover telehealth?
February 3, 2026 - Medicare will still cover telehealth in 2026, but pandemic-era rules are ending. See what changed on January 31, 2026, and which services remain covered.
Medicare fraud and scams: How to spot them and protect yourself
Medicare fraud and scams: How to spot them and protect yourself
January 26, 2026 - Learn how to recognize common Medicare fraud and scam tactics, protect your personal information, and take action if you suspect suspicious billing or identity theft.
How has the Inflation Reduction Act affected Medicare enrollees?
How has the Inflation Reduction Act affected Medicare enrollees?
November 17, 2025 - Beginning in 2023, a series of changes began to be phased in under the Inflation Reduction Act, designed to lower out-of-pocket costs, expand access to vaccines, and rein in drug ...
Does Medicare cover durable medical equipment (DME)? 
Does Medicare cover durable medical equipment (DME)? 
November 19, 2025 - Learn how Medicare covers durable medical equipment (DME), how much Medicare will pay for DME and which items are covered.
Do you need to sign up for Medicare at 65 if you have other coverage?
Do you need to sign up for Medicare at 65 if you have other coverage?
May 14, 2025 - If you reach age 65 and already have comprehensive health insurance, you don’t have to enroll in Medicare right away, but in some cases, enrollment at age 65 is essential ...
Do I have to stop HSA contributions before my Medicare coverage starts?
Do I have to stop HSA contributions before my Medicare coverage starts?
April 17, 2025 - Once you're enrolled in Medicare, you're no longer eligible to contribute to a health savings account. If you continue to contribute to an HSA after you have Medicare coverage, you ...
How will my costs be affected by inpatient or observation status?
How will my costs be affected by inpatient or observation status?
November 21, 2025 - If you aren't actually admitted to a hospital – and are classified as "under observation" – your costs could change significantly.
Four ways to avoid income-related Medicare surcharges
Four ways to avoid income-related Medicare surcharges
April 4, 2025 - Some Medicare enrollees are able to avoid having to pay IRMAA – the income-related surcharge – through strategies that reduce their household income.
Why do some eligible seniors not sign up for Medicare Part A at age 65?
Why do some eligible seniors not sign up for Medicare Part A at age 65?
November 24, 2025 - You may be eligible to enroll in Medicare Part A at age 65, but some seniors decide to delay their enrollment. Here's why.
Do I need to report the death of a Medicare beneficiary?
Do I need to report the death of a Medicare beneficiary?
March 3, 2025 - Do you need to report the death of a Medicare beneficiary? And what other considerations do you need to address when a Medicare beneficiary passes away? While dealing with questions ...
How does Medicare cover vision services and treatment?
How does Medicare cover vision services and treatment?
December 1, 2025 - Medicare won’t pay for routine vision services, but it will cover the cost of diagnosing and treating most eye diseases and conditions.
Will Medicare cover asthma and other breathing conditions?
Will Medicare cover asthma and other breathing conditions?
January 15, 2025 - Medicare will pay to treat lung and breathing disorders such as asthma and chronic obstructive pulmonary disease (COPD). But Medicare Advantage may go one step further.
Is audio-only the future of telehealth for Medicare enrollees?
Is audio-only the future of telehealth for Medicare enrollees?
December 23, 2024 - Access to care is important not only for emergencies but for management of chronic health conditions – and telehealth increased that access for millions of individuals during the COVID-19 pandemic.
The Medicare Advantage open enrollment period (MAOEP)
The Medicare Advantage open enrollment period (MAOEP)
December 19, 2025 - During the Medicare Advantage open enrollment period (MAOEP) – from Jan. 1 to March 31 – Medicare Advantage enrollees may be able switch their plan – or drop it. Learn about ...
What questions should Medicare patients ask before they’re discharged from the hospital?
What questions should Medicare patients ask before they’re discharged from the hospital?
December 5, 2025 - Learn why patients are often readmitted after a hospital stay, what qualifies as a readmission and what questions Medicare enrollees should ask before being discharged from a hospital.
What preventive services does Medicare offer?
What preventive services does Medicare offer?
July 10, 2024 - Medicare covers a number of preventive screening services that make early diagnosis and treatment possible. What’s more, many beneficiaries can receive these screenings at low cost or no cost thanks ...
Does Medicare cover Alzheimer’s care?
Does Medicare cover Alzheimer’s care?
June 3, 2024 - Learn how Medicare covers Alzheimer's care, from early to late stages of the disease and whether Medicare will pay for Alzheimer's medications, in-home care and nursing home care.
Does Medicare cover memory care and dementia care?
Does Medicare cover memory care and dementia care?
May 31, 2024 - Learn how Medicare and Medigap plans cover memory and dementia care, including diagnosis, medication, home care, assisted living facilities, and hospice.
Does Medicare cover Ozempic and other drugs prescribed for weight loss?
Does Medicare cover Ozempic and other drugs prescribed for weight loss?
May 6, 2024 - If Ozempic is being prescribed for weight loss rather than to treat another medical condition, Medicare Part D will not cover the drug.
Eight ways to help minimize your Medicare out-of-pocket costs
Eight ways to help minimize your Medicare out-of-pocket costs
December 2, 2025 - As a Medicare enrollee, you'll face a range of out-of-pocket costs. When you know what to look for, you can find ways to minimize these costs and protect yourself.
Does Medicare cover the COVID vaccine and boosters?
Does Medicare cover the COVID vaccine and boosters?
February 25, 2025 - Medicare covers COVID-19 vaccines 100%. Medicare Part B covers the primary vaccine series and any booster shots recommended afterward by the Advisory Committee on Immunization Practices and the Centers for ...
Four reasons to change your Medicare Advantage coverage
Four reasons to change your Medicare Advantage coverage
September 1, 2025 - If you're enrolled in a Medicare Advantage plan and you're not happy with it, you can switch plans during Medicare's annual open enrollment period. Here are four reasons why you ...
How does Medicare cover mental health services?
How does Medicare cover mental health services?
February 14, 2024 - Learn how Medicare covers outpatient and inpatient mental health services, and mental health prescription medications – and which mental health services aren't covered under Medicare.
Medigap eligibility rules for Americans under age 65 vary by state
Medigap eligibility rules for Americans under age 65 vary by state
October 2, 2025 - There are no federal rules guaranteeing access to Medigap plans for enrollees under age 65, but states can create their own rules to ensure that disabled Medicare beneficiaries are able ...
Are you eligible for a Medicare special enrollment period?
Are you eligible for a Medicare special enrollment period?
November 19, 2025 - A Medicare special enrollment period (SEP) – triggered by a qualifying life event – allows a person to sign up for coverage outside of the usual initial enrollment or annual open enrollment ...
The ‘birthday rule’: a gift to Medigap enrollees?
The ‘birthday rule’: a gift to Medigap enrollees?
January 29, 2026 - Medigap plan changes are limited, but 11 states offer Medigap enrollees special enrollment – and five do it with a 'birthday rule.'
2026 coverage: Medicare enrollment dates at a glance
2026 coverage: Medicare enrollment dates at a glance
September 24, 2025 - Beyond your initial opportunity to enroll in Medicare plans, the federal government provides other windows for enrollment and plan changes each year.
Was your Medicare data affected by a data breach?
Was your Medicare data affected by a data breach?
January 10, 2024 - How can you tell whether a breach of Medicare data has affected your personal information? Learn what you can do if you suspect your information was leaked.
What happens if you miss Medicare open enrollment?
What happens if you miss Medicare open enrollment?
December 3, 2025 - If you miss the annual Medicare open enrollment deadline, you may still be able to make changes to your coverage, though opportunities are limited.
The Medicare Part B special enrollment period
The Medicare Part B special enrollment period
June 17, 2025 - The Medicare Part B SEP allows people to delay Part B enrollment if they have health coverage through their own employer or a spouse’s current employer.
How do I change my Medicare coverage?
How do I change my Medicare coverage?
August 15, 2025 - Thousands of Medicare beneficiaries change their coverage each year during several enrollment windows. Find out how and when you can switch plans.
Will I ever be asked for my Medicare or Social Security number?
Will I ever be asked for my Medicare or Social Security number?
September 1, 2025 - You will only be asked for your Medicare or Social Security number if you initiate a call to Medicare or the Social Security Administration and ask the representative to access ...
Your Medicare card: a user’s guide
Your Medicare card: a user’s guide
December 11, 2024 - In this article Most beneficiaries receive their Medicare card about three months before their 65th birthday. If you don’t receive your card, call Social Security. Your card contains your name ...
Does Medicare cover hospice care?
Does Medicare cover hospice care?
November 24, 2025 - Medicare covers almost all aspects of hospice care with little expense to patients or families, as long as a Medicare-approved hospice program is used.
How the Medicare Part B premium reduction might save you money
How the Medicare Part B premium reduction might save you money
December 18, 2025 - Learn about the Medicare Part B giveback, how some Medicare Advantage plans reduce your Part B premium, and how to find plans with this cost-saving benefit.
How the Inflation Reduction Act has improved Medicare prescription drug coverage
How the Inflation Reduction Act has improved Medicare prescription drug coverage
December 9, 2025 - Learn how the Inflation Reduction Act reshaped Medicare Part D prescription-drug coverage — from lower premiums and capped insulin costs to expanded “Extra Help” and elimination of catastrophic-phase cost sharing.
What is the income-related monthly adjusted amount (IRMAA)?
What is the income-related monthly adjusted amount (IRMAA)?
December 2, 2025 - For 2026, Medicare beneficiaries who earn over $109,000 a year and who are enrolled in Medicare Part B and/or Medicare Part D – pay the income-related monthly adjusted amount (IRMAA), ...
What happens when you don’t pay your Medicare premiums?
What happens when you don’t pay your Medicare premiums?
December 31, 2024 - Failing to pay your Medicare premiums puts you at risk of losing coverage, but that won't happen without warning.
Do I need to sign up for Medicare at 65 if I’m still working?
Do I need to sign up for Medicare at 65 if I’m still working?
November 21, 2025 - Medicare eligibility begins at age 65, and signing up on time can help you avoid premium surcharges. But if you’re working at 65, you get a bit more leeway.
Four ways to save money on your Medicare Part B premiums
Four ways to save money on your Medicare Part B premiums
December 1, 2025 - Here's how to save money on premiums for Medicare Part B – which covers doctor visits, diagnostics, and preventive care.
Can I be enrolled in Medicare and Medicaid at the same time?
Can I be enrolled in Medicare and Medicaid at the same time?
July 21, 2021 - People with Medicare and Medicaid are known as dual eligibles – and account for about 20 percent of Medicare beneficiaries (12.1 million people). Learn how that status affects your coverage.

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