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A collection of frequently asked questions about Medicare – answered by the editors of healthinsurance.org and guest experts on Medicare issues.
Q: Are there changes in Medicare prescription drug coverage for 2013? A: Yes. There are changes to the prescription drug coverage gap, which is often called the “doughnut hole,” and to categories of covered drugs.read entire answer
In 2013, Medicare will cover screenings for depression, obesity, alcohol misuse, and sexually transmitted diseases. It also will cover behavioral therapy for cardiovascular disease. Read more about the Medicare open enrollment period and benefits changes.read entire answer
Open enrollment for 2012 began on October 15th and continues until December 7 for Medicare Advantage and prescription drug plans. This period allows Medicare beneficiaries to choose plans, switch plans, and sign up for prescription drug plans, known as Medicare Part D.read entire answer
Due to changes adopted in the federal Affordable Care Act, Medicare’s prescription drug “donut hole” is gradually closing. The coverage gap starts when an individual and the drug plan they’re enrolled in have spent a total of $2,970 on medications. Until now, Medicare beneficiaries were on the hook for the full cost of their prescription [...]read entire answer
For lower income beneficiaries, there may be help through Medicare’s Extra Help program. If you have difficulty paying for prescriptions, the Extra Help program may aide you in prescription coverage premiums, deductibles, and co-pays. Your income and resources determine the level of help you receive. Generally, those eligible pay up to $2.60 for each generic [...]read entire answer